Storm Damage Insurance Claims in Dayton, Ohio

Documentation Is Key

Take pictures and videos of the damage as soon as it is safe to do so. Additionally, it can be beneficial to have a professional contractor perform an inspection so you can have a record of the problems the storm caused. 

Understand Your Policy 

Understanding the specific details of your policy can help you proceed confidently and know what kind of damage you can expect your provider to cover. It is important to consider that not all policies and claims are the same, which is why you should carefully review your specific policy.

Start the Process Immediately

Your insurance policy likely has a deadline for filing claims, so acting fast is crucial. Plus, it is in your best interest to address damage as soon as possible to keep it from compounding. After the storm has passed, make your claim right away.

Get a Second Opinion If You Feel an Estimate is Unfair

When you file a claim with your insurance provider, they will send someone to evaluate the situation. This evaluation will determine if your insurance policy covers the damage. If you have doubts about the accuracy of their assessment, it is wise to seek a second opinion from a trusted contractor. 

Only Choose a Reputable Contractor 

Beware of possible scams after a severe storm has rolled through and caused damage to properties in your area. While a company might offer fast and inexpensive repairs, it is important to do your research before hiring anyone. Make sure you only go with a company that is licensed, insured, and experienced.